Homeschool financial literacy curriculum
MoneyTime is an online financial literacy program for children ages 10 to 14 that is perfect for use as a homeschool curriculum.
Teaching financial literacy to your child
Are you worried your child will grow up not being financially capable?
That they will still be financially reliant on you when they leave home?
Many schools don’t teach personal finance, they don’t think it’s important enough or they cant’ fit it in.
So it’s up to you.
But what do you teach them? And how do you make it fun?
Homeschool financial literacy made easy
MoneyTime has solved those problems for you. You don’t have to have strong financial literacy yourself, or do any teaching if you don’t want to.
Our homeschool financial literacy curriculum contains 30 interactive self-taught lessons
Combined with a fun money management game that enables your child to learn by making their own financial decisions.
Completing the program will give them the knowledge and confidence to be responsible for their own financial outcomes as they grow up.
Why choose MoneyTime for your homeschool financial literacy curriculum?
1. Simple to use
MoneyTime is wonderfully intuitive. Account creation is simple then there are friendly prompts through-out. Your child will have no problems getting started or navigating around the program on their own.
2. Independent study
The program is 100% self-directed. No lesson preparation or oversight is required by you, your child can work through the program independently at their own pace.
3. Parental involvement
But.. if you’d rather be hands on you can do the modules with your child and use our lesson guides for discussion ideas and activities to maximize their learning experience. Parents tell us they often learn as much as their kids from the program!
4. Easy to fit in
Lesson modules take just 20 minutes then an additional 10 minutes for playing the game. The half hour slots are easy to fit in your teaching timetable and for your child to stay focussed.
5. Regular assessment
Fun multi choice quizzes at the end of each module provide feedback for you both on how their financial literacy is improving. Quizzes are automatically marked and you have total visibility on your child’s progress and scores.
6. Proof of work
Upon completion they receive a certificate showing the topics they have covered and the time taken.
Your child will learn the basics of personal finance
MoneyTime will teach your child valuable life skills such as:
Preparing a simple budget
Avoiding bad debt
How people buy prog
Investing to create wealth
Making profit in a simple business
Protecting their wealth with insurance
and much more..
They will love this personal finance for kids because..
It’s interesting and fun - your child won’t get bored, they’ll be begging you to let them do it
It’s gamified, meaning they get to make their own financial decisions with virtual money. The goal is for them to maximize their net wealth within the program..
And see themselves climb up the leaderboard. You know how much kids love competitions!
They can also win achievements and receive printable certificates at the end of each topic.
Watch the demo to see for yourself
Watch a demo of MoneyTime’s homeschool financial literacy curriculum.
How MoneyTime’s homeschool financial literacy curriculum works
30 Practical modules
From career choice, budgeting and borrowing, to property, investing and business, MoneyTime prepares your child for the real world by giving them a a broad understanding of how money can work for them.
13 Parent child modules
Specifically designed for you to complete with your child. These are additional and optional but highly recommended as they put their learning into your family’s context and give your child an awareness of real living costs.
30 Minutes per module
It takes most kids less than 30 minutes to complete each lesson and play the money management game. Brief enough to hold your child’s attention and easy to fit into your homeschool schedule.
The money management game makes learning fun
Your child will be rewarded with virtual money for each correct answer to spend on avatars and investments within the program.
There is a strong emphasis on having to choose between spending, saving, donating and investing – just like they will have to do in real life.
They get to see the consequences of their decisions and this experiential learning builds their confidence towards making good financial decisions in the future.
MoneyTime produces a 40% average improvement in knowledge
As measured by pre tests and post tests throughout the program. Anything over 30% is considered exceptional. This is proof that the program really works!
MoneyTime teaches financial values
Taking responsibility
MoneyTime teaches your child to take responsibility for their own financial outcomes. This means they will be less reliant on you for money when they grow up.
Delayed gratification
It teaches them the importance of delayed gratification, and that having money is a good thing because it gives them choices.
Giving to others
It also encourages them to think about others, and to help those who are less fortunate than themselves.
What homeschoolers are saying about MoneyTime
You could spend hours scouring the internet for the best course on investing for kids or I could just tell you right now to head on over to the MoneyTime website and save you a whole heap of time and trouble.
— Tonya Nolan
★★★★★
The program was easy for me to integrate into our homeschool schedule. We can do 2 or 3 lessons a week for about 30 minutes per lesson. Plus, my son can complete the program independently, so I can work with my other kids while he learns.
— Ashley Fox
★★★★★
I love that my kids can experience money virtually first and practice their responses. I feel confident it will reduce many of the struggles that I had to face. They often lose track of time and end up completing more modules than asked so I know they’re enjoy it!
— Jessica May
★★★★★
How MoneyTime meets homeschool curriculum standards
MoneyTime contains equal amounts of literacy, math and social education. It can be used as a unit study elective or as part of the personal finance component in any of the following subjects:
Math, Social Studies, Economics, Business, Enterprise, Career Readiness, and Consumer Science.
See below how MoneyTime incorporates the financial literacy curriculum standards for: USA, Australia, New Zealand and South Africa.
Personal finance for kids in charter schools
If you are a charter school parent, check to see if MoneyTime is in your charter school’s resource directory.
If not, we’ll be grateful if you can submit a new vendor request to the school’s vendor relations team. This will enable MoneyTime to become a free resource for homeschool students enrolled at your school.
Frequently asked questions
What happens after I purchase MoneyTime?
Once you’ve made your purchase you will receive an invoice and an email with instructions on creating your parent account. Then use the license key provided to create your child’s account. You both will be shown an introductory video then they’re good to go!
How much guidance will my child need to use MoneyTime?
None! MoneyTime has been built to be self taught. This means you can be as involved as much or as little as you want to be. You can leave your child to use the program, or you can work through it with your child using the Study Guides provided.
How long will it take my child to complete the program?
Approximate time to complete the course is 20 - 25 hours. We advise allowing 30 minutes per lesson. If your child completes 2 lessons (1 hour) a week, it will take them a semester to complete.
How do the Parent - Child modules work?
Within the program there are 13 Parent - Child modules specifically designed for your child to complete with you. They will write you a resume, a cover letter for your job, prepare a household budget and buy an imaginary house. The modules reinforce your child’s learning and are an opportunity to have some fun conversations about money and the future.
Is MoneyTime used in schools?
Yes MoneyTime is also used for teaching financial literacy to middle school students in schools
How can I manage or cancel my monthly subscription?
We have a customer portal that makes it easy to manage or cancel your subscription without needing to contact us. The link to the Customer Portal is included in every invoice you receive and on the footer of our website (called Parent Manage Subscription) so you can access it at any time.
Used by over 85,000 students
Awarded internationally
Runner up, The Money Awareness & Inclusion Awards - 2022
Selected as one of the top 100 education innovations for 2023
Winner Children’s Education Program of the Year - 2022
Quality partner of the Home Education Association
60-Day Money Back Guarantee
Try MoneyTime One Year Licenses completely risk free.
If you are not satisfied with the program, we’ll refund you in full.
Don’t leave your child’s financial future to chance
Personal finance is an immensely important life skill for everyone. You have the chance to give it to your child right now - when they are starting to make their own decisions with money. If they they acquire the knowledge and confidence to make good decisions now, their financial future will be less stressful, more secure, and ultimately a lot brighter!
Put your child on the path to financial independence
MoneyTime has custom versions for these countries. Select your preferred version at checkout.
United States
Australia
New Zealand
South Africa
Then accelerate their money management skills with
The BusyKid app enables you to:
Set your child chores
Approve their allowance
Deposit their allowance into their account
Your child can then:
Spend their money via their BusyKid Visa® Kids Debit Card
Save it
Donate it to nearly 50 approved charities; or
Invest it in hundreds of the most popular stocks and ETFs in America
All with your oversight and control.
We have partnered with BusyKid and highly recommend their app to help your child put what they have learned in MoneyTime into practice.
Download BusyKid from your favourite app store and use the promo code ‘MT’ after creating your account to get 20% off ($48 down to $38.40).
Only available for US citizens.