Online financial literacy course for kids
85,000+
learners
Trusted by
1,100+
schools
3,000+
teachers
36,000+
parents
MoneyTime is an online financial literacy program for kids ages 10 to 14
The program teaches children how to manage their own money and what they’ll need to know to make smart financial decisions as they get older.
Watch a 1-minute demo of MoneyTime
MoneyTime financial literacy program demo
Financial literacy for kids made easy
For teachers
MoneyTime’'s financial literacy lessons have been used and enjoyed by over 750 schools and 70,000 students. We make it easy for you to teach financial literacy in the classroom.
For homeschool
MoneyTime is perfect for use as a homeschool financial literacy curriculum. It’s self-directed but we include easy-to-use lesson guides if you want to be involved.
For parents
MoneyTime makes it easy for parents to give their children the financial education they need in today’s rapidly changing world. Kids can do MoneyTime at home on their own.
Why choose MoneyTime’s financial literacy course for kids?
Students take charge of their own learning
MoneyTime is self-guided, taking the pressure off teachers and parents to teach personal finance.
The comprehensive curriculum takes care of the "what" and "how" of teaching kids about money using interactive lessons that ensure kids stay engaged.
Easy to use, anywhere, anytime
MoneyTime can be used anywhere on any computer or tablet connected to the internet, ideal for use in schools, at home, for distance learning, or learning on the go.
For schools, no teacher training is needed. Lessons are self-directed, quizzes are auto-graded, and the system offers detailed reports on student progress.
Practical real-world learning by doing
A key feature of MoneyTime is it combines lessons with a fun money management game. Kids earn virtual money by answering quiz questions correctly. They decide how to spend it, whether on their avatar, savings, donations, or investments - preparing them for real-life financial decisions.
Learn more about how the money management game works.
Curriculum for children ages 10 to 14
MoneyTime is an online financial literacy program specifically designed for kids ages 10 to 14 (grades 5-8). It simplifies complex topics, guiding students through earning, investing, and advanced concepts like career choices, peer pressure, smart spending, profit & loss, and more.
Teachers, parents & homeschoolers love MoneyTime
I can honestly say I’ve found the program to be a game changer! My students absolutely love it and have gained so much confidence from using it. Their parents are equally excited. I’ve had lots of feedback about how they have enjoyed talking with their children about tough but important financial concepts.
- Julie Burrows, Teacher
★★★★★
My ten-year old daughter has been really enjoying MoneyTime and is learning a great deal. The modular structure is well-designed and engaging - she continually asks to go back to the program. Congrats to MoneyTime for making learning enticing as well as comprehensive.
- Marjorie Solomon, Parent
★★★★★
So happy to have this amazing program for my boys! I can't believe how much they're learning about finances. And they're learning so much more - like real-life lessons on how to figure out want vs. need, saving, & even giving to charity. We're using it as a homeschool elective but it's turned into so much more than that.
- Amy Milcic, Homeschooler
★★★★★
Free financial literacy curriculum for schools
The MoneyTime program is provided free of charge to all US schools with grade 6-8 students and AU schools with year 5-6 students due to sponsorship.
For US school students in grade 9-10 & AU school students in year 7-8, the cost is $20 per student per year.
MoneyTime has been used by over 750 schools to provide their students with the real life skills they need for the future. It’s commonly used as a Math or Social Studies supplement or an elective and can be completed independently or in groups.
Learn more about MoneyTime’s program for teaching financial literacy to middle school students.
Homeschool financial literacy curriculum
MoneyTime is a financial literacy program specifically designed to teach kids ages 10 to 14 money management skills. The program consists of 30 self-directed lessons, with each lesson taking around 30 minutes to complete and play the game. Lessons are interactive and kids are required to input information throughout and solve math problems. Module guides are provided for parents who want to be involved.
MoneyTime has custom versions for these countries. Select your preferred version at checkout.
MoneyTime financial literacy course for kids at home
Why let your child struggle with money like many of us did? Learning about money helps kids understand the world around them and like most skills, the earlier they learn and establish good financial habits, the better.
With MoneyTime, give your child the financial education they deserve, so they can grow up financially confident and secure.
MoneyTime has custom versions for these countries. Select your preferred version at checkout.
United States
Australia
New Zealand
South Africa
United States
Australia
New Zealand
South Africa
Regular testing shows a 40% average increase in knowledge across all students, which is considered exceptional for any teaching resource.
How MoneyTime works to teach kids financial literacy
30 Practical personal finance modules
MoneyTime starts with the basics of earning, saving and budgeting then builds into wealth generation topics such as property, investing and business. Understanding these will enable kids to become financially secure.
13 optional modules to complete with parents
MoneyTime also has 13 parent/ child modules. These are designed for children to complete with a parent or trusted adult. They are optional but highly recommended as they help to put their learning into real life context.
Fun money management game
Lessons are combined with a fun money management game. This lets children try out the strategies they’ve learned to manage and grow their money. Experiential learning enhances their financial understanding & capability.
30 Minutes to complete each module
It only takes 30 minutes to complete each module and play the money game so it’s easy to fit in your child’s schedule. It’s also within the attention span of most 10-14 year olds and the interactivity ensures they remain engaged.
Internationally award-winning program
Selected as one of the top 100 education innovations for 2023
The Money Awareness & Inclusion Awards- 2022 Runner-up
Children’s Education Program of the Year - 2022 Winner
What kids are saying about MoneyTime
I love MoneyTime because it is teaching us for the future but also keeps us interested because it's like a game.
— Teri
I now have large conversations with my family about things that I have picked up from modules. MoneyTime … teaches you life skills, and still allows you to be a kid. I feel like it is really improving my math, and I really hope I can do it again.
— Isabella
I think money time is a lot of fun because it gets you ready for when you leave the house to make your own decisions.
— Antony
I really enjoyed the MoneyTime program. It’s made me money smart. It’s taught me about saving and investment. Not just to spend it on toys and things that are not things that I want.
- Emily
Why financial literacy for kids is so important
Dealing with money is an important part of everyday life. It affects the choices we have and the decisions we make yet we’re neglecting to teach our kids how to grow and manage their money.
In America…
Over 53% of adults are financially anxious*
Four in five youths failed a financial literacy quiz*
Less than 1 in 5 adults feel confident about their saving habits**
The numbers don’t lie, we need to be financially educating our children! At MoneyTime, we want to help schools and parents do just that by making it easy using our online financial literacy program for kids.
*2018 FINRA study **2019 NFCC Consumer Financial Literacy Survey
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