Teaching financial literacy to middle school students
Free financial literacy program for middle school students
MoneyTime is a web-based, self-taught financial literacy program that makes teaching financial literacy in middle school fun.
Set up is remarkably simple and takes less than 2 minutes
No prep time or financial knowledge required
Tests and quizzes are automatically marked
It’s gamified for experiential learning
And students just love it!
It couldn’t be easier for you!
85,000+
learners
1,100+
schools
3,000+
teachers
Nationwide Interclass Competition
Classes across the USA, Australia, New Zealand and South Africa compete for the title of Best Financial Literacy Class in their respective countries.
Every class using MoneyTime is automatically entered in the competition.
Scores are based on students’ module quiz results and the percentage of students completing the program in their class.
It’s a fun way to stimulate interest in financial literacy and generate some healthy inter-class rivalry!
The competition runs each year from January to December in Australia and from August to May in the USA.
MoneyTime is provided free of charge
for US Grade 6-8 & Australia Year 5-6
students due to sponsorship
For students in US Grade 9 or Australia Year 7 - 8, cost is $25 per pupil per year.
Select your region
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United States
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Australia
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New Zealand
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South Africa
MoneyTime’s financial literacy curriculum
MoneyTime consists of thirty financial literacy lessons broken down into eight topics. Lessons imitate real life experiences – from wages, savings and tax to mortgages, buying real estate and simple investing.
Earning, saving and interest
Employment and tax
Budgeting and payment methods
Borrowing and credit
Purchasing property
Investing
Business basics
Insurance, Warranties and online safety
Teachers rate MoneyTime’s middle school program
MoneyTime is so impressive! Our district vetting process was equally impressed. Many of the students stop me in the halls to report out. SO MUCH FUN! Thank you!
~ Jennifer Chantler, Brian S. McCarthy Middle School, NH
★★★★★
Students enjoy the fun challenges that each module brings as well as the competitive nature of moving up the leaderboard. I highly recommend MoneyTime to other schools looking to provide a comprehensive financial learning program to their students.
~ Jeffrey Benjamin, Teacher, Santiam Junior/ Senior High School, OR
★★★★★
The first thing my students ask me each morning is whether they can do MoneyTime. The excitement and enthusiasm is incredible as well as the conversations they have amongst each other.
~Irena Karakousis , Caulfield Junior College, VIC
★★★★★
Hear from a teacher using MoneyTime
Why choose MoneyTime for your financial literacy lessons?
No teacher training required
You don’t have to be financially trained or have a strong working knowledge of money - MoneyTime does the teaching for you.
Students work through the 30 self-directed lessons on their own.
Then we provide you with practical activities to spark conversation and expand on what has been taught in the program.
Regular automatically marked assessments
MoneyTime has automatically marked quizzes and tests to assess student progress after each lesson. Easy-to-follow reporting functions provide detailed feedback on student results for yourself, your exec team and your board.
Learning through play
The financial literacy lessons are combined with a fun money management game which maximizes students’ engagement and enjoyment.
They earn virtual money for correct answers, which they can spend in the game by purchasing, saving, investing or donating. These decisions simulate real life decisions and help students understand the impact of their choices. They learn from trial and error without material risk, or fear of failure.
Built-in parent engagement
In addition to 30 classroom lessons, there are 13 lessons for students to complete with their parent or guardian. These are optional but highly recommended as they enable students to put their learning into their own life’s context.
Parents love that their child is learning how to be smart with money, and are often surprised at their child’s level of understanding of the personal finance topics gained from the MoneyTime program.
See how MoneyTime’s financial literacy program works for teachers
Teacher demo of MoneyTime’s financial literacy program for middle school
Regular testing shows a 40% average increase in knowledge - proof that MoneyTime really works!
Hear from more teachers using MoneyTime
Implementing MoneyTime with your students
Flexible to use
The 30 financial literacy lessons fit equally well into English, Math and Social Studies learning areas. They can be used as a supplementary resource or as an elective.
Quick and easy to implement
Getting started takes just 2 minutes. There is no training required or lesson preparation to do.
It’s just as quick for your students. They can start as soon as they have created their account and watched the short introductory video.
Each financial literacy lesson only takes thirty minutes - meaning plenty of flexibility. They can be scheduled into your weekly timetable, used as extension activities, set for homework and are an easy filler for relief teachers. If you can’t finish them as a block, use them as end of year fun!
Easy to fit in
MoneyTime provides lesson guides that include intended outcomes, new vocabulary, teaching tips and activities and discussions for you to do with your students after each lesson. These are highly recommended for feedback, questions and reinforcement.
Practical lesson guides
MoneyTime and middle school curriculum
MoneyTime’s content contains equal amounts of literacy (reading, vocabulary, and comprehension), math and social education.
Class fits include: Math, Social Studies, Economics, Business, Enterprise, Career Readiness, CTE, Family and Consumer Science, and Advisory block.
Click the button to see how our country specific versions incorporate the financial literacy curriculum standards in: USA, Australia, New Zealand and South Africa.
Remote and distance learning
MoneyTime is widely used as a blended learning resource in middle school classrooms however being self-directed makes it ideal for remote learning.
Students can be onboarded remotely and are able to work on the program independently. You can then engage them in virtual discussion exercises and activities to put the learning in their family context. A comprehensive teacher guide is provided to assist with this.
Financial literacy in international schools
Many international school parents want their children to be taught financial literacy. MoneyTime provides international school boards with a world class program that gives them genuine point of difference.
MoneyTime is available as a financial literacy teaching resource to international schools with students in middle school grades 6 to 8. The content follows the US financial system (US version) and the UK financial system (Australian, New Zealand and South African versions).
Internationally award-winning program
Selected as one of the top 100 education innovations for 2023
Runner up - The Money Awareness & Inclusion Awards 2022
Winner - Children’s Education Program of the Year - 2022
Get MoneyTime for your school
The MoneyTime program is provided free of charge to schools for US grade 6-8 and AU year 5-6 students due to sponsorship.
For students in US grade 9-10 and AU year 7-8 the cost is $20 per pupil per year.
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